Rick | 26 | Brooklyn

Rick in Brooklyn

Photo credit: Ramsay de Give

If you never had to worry about money, what would you choose to do with your time?
I’ve thought about that a lot. I’d probably appreciate really small things—go for long walks, travel.

I’m living in Shanghai right now. I used to live in New York, and a lot of the places that I’ve experienced outside of New York have really changed my ideas. Probably Indonesia; maybe see Tibet; and India.

What do you do for work?
I manage a bar.

What was your connection to Shanghai?
I had a couch surfer who knew somebody out there. Actually, when I went out there I had very little money, and that greatly affected my decision; because they were going to give me a living situation out there, where in New York it’s much harder to have a living situation.

If you didn’t have to work, would you still want to?
Yeah. Everyone wants to do something meaningful. But I feel like my job is pretty meaningful to me, in a way. Maybe I would just take more time to appreciate the people around me a little bit more. I wouldn’t do any impractical thing, like become a missionary; I would like to paint murals more often. I feel like in New York, there’s a lot of people doing that for work. But if you have to do something for money, then you have to be better at it—because it’s your living.

So if you didn’t have to do it for money, you could do it for your own satisfaction?
I guess you could focus more on the consuming of art rather than the making money on it—because murals are for the public eye. Then again, that’s why graffiti is graffiti.

[Any reference to a specific company, commercial product, process or service does not constitute or imply an endorsement or recommendation by the National Endowment for Financial Education.]