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<strong>McKenna</strong> | 20 | Denver

For McKenna, some months is a struggle to make ends meet but if she had less money she would probably be living at home and working just to afford school.

<strong>Evelyn</strong> | 21 | Los Angeles

Evelyn's parents financially support her while she's in college but she wants to get a job so that they don't always have to help her.

<strong>Kielan</strong> | 23 | Portland, Ore.

Kielan says lending money to friends causes problems when they don't pay you back and he doesn't like borrowing money because he doesn't like owing people.

<strong>Travis</strong> | 32 | Los Angeles

Travis doesn't have a retirement plan because he says his career is not set. His savings account is to be used for unexpected circumstances.

<strong>Huy</strong> | 19 | Seattle

If Huy encountered a large unexpected expense he would either make monthly payments on it or ask his parents for money.

<strong>Lucia</strong> | 19 | Los Angeles

Lucia has no credit cards so she would work hard and try to figure out a way to pay for a large unexpected expense.

<strong>Vanessa</strong> | 20 | Denver

Vanessa's biggest spending regret is the amount of shopping she does.

<strong>Julie</strong> | 22 | Los Angeles

If Julie experienced a large unexpected expense she would sell something she owns to pay for it.

<strong>Curtis</strong> | 19 | Los Angeles

Curtis's money advice would be to save money and only spend it on something that's going to help you make more money.

<strong>Benjamin</strong> | 29 | Portland, Ore.

Don't spend money you don't have is Benjamin's personal money philosophy.